What is credit? Everywhere you look there are articles extolling the virtues of good credit. Everyone wants it but do you really know what it takes to achieve and maintain good credit? Do you even really need Credit? Many financial gurus who will tell you that if you pay with cash then you don’t need …
5 Practical Budgeting Tips That Work We have all seen the headlines about how your daily latte is destroying your budget. I am here to tell you that skipping coffee won’t fix your budget. Starbucks or McDonald’s alone are not what is keeping your budget from balancing each week. Your habits and systems are the …
6 No Nonsense Tips to Help You Cope Life is what happens when you are busy making plans, according to John Lennon. I would like to add that life is what happens when you have fully funded your emergency fund. That same situation could be even more stressful if you don’t have funds set aside …
, Why every child should get an allowance. To give or not to give an allowance is an age old parenting question. A quick google search of the subject will give you loads of conflicting information. Some people believe that kids should not be given an allowance unless they earn it through chores. While others …
The simple way to fund your holiday shopping Does the holiday season catch you by surprise every year? Black Friday through Cyber Monday has become a major shopping event. Marketing starts in October for not to be missed savings opportunities. We are used to the marketing and even spend lots of time complaining about how …
Paying yourself first is sound financial advice, on every budget, and serves several functions. It makes you the priority in your financial life. Saving for an emergency and/or for your future provides peace of mind because it gives you a safety net.
Know the risks before signing on the dotted line You may think that you are helping your loved by agreeing to cosign a loan for them but you there are several reasons that this is a bad idea. Cosigning can be helpful because it allows the person you are helping obtain that student loan, car …
How to Guarantee That You Will Stick To Your Budget Take Responsibility For Your Actions It has been said that we are 1 or 2 habits away from a major transformation. Our habits define our lives and we can trace our success and failures to the way that we live our lives. If you are …
4 Free or Low Cost Summer Activities That You Won’t Want To Miss Summer is one of the best seasons of the year. There never seems to be a shortage of events and places to go. Between family cookouts, pool parties, amusement park visits, extended weekends, vacations and lazy days relaxing in the sun, its …
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