6 Simple ways to build an emergency fund When people talk about personal finance the second thing people suggest is having an emergency fund. It is a great thing to have but creating one can feel daunting. There seem to be so many different rules and recommended amounts. To clear this up for you we …
Top five money management tips for divorced women Have you found yourself asking “how am I going to rebuild my finances after this divorce.”? If so you are not alone. When you are married you have the luxury of having a partner to help fund your lifestyle. But once you are single all these responsibilities …
The personal finance world tells us to use autopay to avoid missed payments. This is critical information because payment history makes up a whopping 35% of your credit score. So, it makes sense that you would want to automate this process to remove the human element. This step is most helpful if you have a …
How to make your windfall work for you With the latest round of stimulus payments coupled with tax season, I have gotten a lot of questions lately about the best way to spend money you weren’t expecting to receive. With millions of people receiving refunds, I’m sharing the top 3 ways to prioritize unexpected money. …
There are many reasons that you may be failing at budgeting but the number one reason that people fail in their budgeting efforts is that they are too hard on themselves. Many people treat budgets like a static object. Thinking that once the budget has been built, they are done. But by the sixth-week things start to crumble. This happens because no two months are the same. Each month comes with its own unique expenses due to holidays, family obligations, travel, etc.
How to budget for vacation You need a vacation, even if you still have debt. You will find countless articles and books that will tell you that you should not spend any money on non-essentials while you still have debt, however, I strongly disagree. If 2020 has taught us nothing else, it has shown us …
How to choose the right money coach What is a financial coach? In order to discuss the 7 Reasons Women Need A Financial Coach, we first have to understand what a financial coach is. It may seem counterintuitive to hire someone to help you with your money if you are not managing your money correctly. …
The first step to financial independence is knowing where your money is going every month. While you may be able to get by without budgeting, you will not be able to maximize your income and savings. With something that is so important one would think that everyone would have a solid hold on their finances. …
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Giving kids the skills they need to be financially stable adults We are born with many skills. Sadly, budgeting and saving are not innate skills. Thankfully these skills can be learned. Most people learn these skills by digging themselves out of debt or with lots of trial and error. Wouldn’t it be great …
How To Turn Fear Into Action Budgeting during economic uncertainty can be a daunting task. Building an emergency fund and reducing our debt load in the event of an emergency has become more real for everyone. With entire countries on pandemic lockdown and social distancing keeping everyone at home, entire industries have come to …
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